By Liam Thomas
In India, it is mandatory for all motorcycles to have a two-wheeler insurance policy that offers at least third-party liability cover. These are basic policies that offer compensation to third parties if the insured vehicle damages their property or vehicle or causes injuries. However, these policies do not offer protection from damages to the insured bike. To get complete coverage, bike owners opt for a comprehensive bike insurance policy.
India has seen the launch and success of many two-wheeler brands. Of these, the Royal Enfield stands a class apart in terms of popularity and preference. Launched in 1991, Royal Enfield is known to offer powerful, masculine, and high-performance bikes that are well-designed for Indian roads. If you are a proud owner of a Royal Enfield, opt for a Royal Enfield insurance policy that ensures maximum protection.
About Royal Enfield
In India, the Royal Enfield bike is equated with styles and class. Currently, there are six variants available, including the 350cc Classic, 350cc Bullet, Himalayan, 350cc Meteor, 650cc Interceptor, and 650cc Continental GT. Royal Enfield bikes are known to be highly sturdy with a strong build quality making them ideal for all kinds of rides.
Why is Royal Enfield Insurance necessary?
The on-road price of Royal Enfield bikes varies from around Rs.1.7 lakhs to Rs.3.2 lakhs. Most Royal Enfield bikes are heavy in weight making them a little difficult to manage for new bikers. However, once they get the hang of it, these bikes offer maximum control over the two-wheeler even at high speeds. While a Royal Enfield is known to be a safe ride, predicting accidents and mishaps is impossible. Therefore, it is prudent to have insurance of Royal Enfield that offers complete coverage.
Further, since the bikes offered by Royal field are heavy, if they fall on another bike or person, the damage caused can be severe. Hence, it is prudent to opt for a policy that offers adequate coverage. Comprehensive Royal Enfield Insurance also offers protection from natural and man-made disasters, fire, and theft. Hence, if you are looking for 360-degree protection for your Royal Enfield, then it is important to consider buying a comprehensive Royal Enfield Insurance policy.
What is the Cost of Royal Enfield Insurance?
The cost of Royal Enfield Insurance will depend on a range of factors, including:
- The make and model of the bike
- The age of the bike
- Your location
- The Insured Declared Value of the bike
- Add-on covers
- Voluntary deductible
- No Claim Bonus discount, etc.
Remember, every insurer might have a different way of estimating the sum assured and providing an apt quote. Therefore, make sure you go through the options available and compare providers and plans to find the perfect bike insurance policy for your needs. If you find the quote too high, tweak features like add-on covers and voluntary deductibles to ensure you get the best coverage per your budget.
Summing Up
People who ride a Royal Enfield are usually passionate about biking or love the power and control of a Royal Enfield bike. These bike owners take excellent care of their two-wheelers and never miss a servicing date to keep their bikes in top shape. However, since mishaps cannot be predicted, they buy a comprehensive Royal Enfield Insurance policy that protects them from third-party liabilities and damages to their bikes. If you have an existing policy, you can do a Royal Enfield bike insurance renewal online and ensure you get uninterrupted coverage. Good Luck!
